Swiftleaf Capital, a small-business funding service in Anderson, South Carolina, takes requests from Pendleton, SC owners by phone and online. Pendleton lies about 12 miles northwest of Anderson, SC and spans Anderson County, SC and Pickens County, SC. ZIP 29670 had 189 employer establishments in 2023, with retail and food service in front.
| Counties | Anderson County, SC and Pickens County, SC |
|---|---|
| Distance from Anderson, SC | About 12 miles northwest |
| ZIP 29670 employers | 189 (ZBP 2023) |
| Largest ZIP sector | Retail, 41 locations |
Pendleton, SC in ZIP 29670 Figures
ZIP 29670 had 189 employer establishments in 2023, 2,041 paid employees and $77.5 million in annual payroll; 53.4% of employers had fewer than five people (U.S. Census Bureau, ZIP Code Business Patterns 2023). Retail led with 41 locations, then accommodation and food services (25), other services (21) and construction (20).
All of Pendleton, SC lies in ZIP 29670, but the town covers only 8.5% of the ZIP's land, so these are postal-area figures. Because the town crosses into Pickens County, SC, Anderson County, SC totals do not describe it either.
Food Service in Pendleton, SC Runs Larger
Only 12.0% of the 25 accommodation and food service employers in ZIP 29670 had fewer than five people, against 51.2% of its retailers (U.S. Census Bureau, ZIP Code Business Patterns 2023). Food-service employers here are more often larger operations than the shops beside them, so weekly wages and kitchen equipment may be central to their funding needs. The restaurant page looks at that cycle.
Our arithmetic: roughly 10.8 employees per establishment and about $38,000 of payroll per employee in the ZIP in 2023.
Funding Options for Pendleton, SC Businesses
- Stock for shops ahead of sales: inventory financing
- Kitchen equipment and remodels for restaurants: equipment financing or a term loan
- Wages for larger food-service teams: working capital or a credit line
- Trucks and tools for the 20 construction employers in the ZIP: equipment financing
Getting in Touch From Pendleton, SC
Call (864) 515-6719 or send the form. County figures are on the Anderson, SC data page; other towns are on the service-area list.
Who Swiftleaf Capital works with in Pendleton, SC
Swiftleaf Capital works with Pendleton, SC businesses of most kinds; contractors and construction trades, restaurants and food service, medical and dental practices and retailers and wholesalers that carry stock are common examples. The partner, not the industry, makes the decision.
Paperwork partners commonly ask for
- The last three to six months of business bank statements
- Business and personal tax returns for the latest year
- An up-to-date P&L and balance sheet, even if you prepare them yourself
- A driver's license or passport for each owner
- Formation documents and your EIN
- For equipment, the seller's quote with make, model and price
Each lending partner sets its own list, so treat this as a starting point.
How a request moves forward
- It starts with a call to (864) 515-6719 or the short contact form. On the phone we cover the purpose of the funds, time in business and approximate monthly revenue.
- You hear which options match the need and what a partner will likely want to review. We submit nothing without your approval.
- With your permission, we take the request to lending partners that offer that kind of funding. Each partner reviews it and makes its own credit decision.
- If a partner makes an offer, you compare the total cost, payment schedule and terms. You are never obligated to accept.
Everything can be handled by phone or online from Pendleton, SC.
By Swiftleaf Capital · Updated
